When will Americans learn never to spend money they don’t have? The credit culture in America, though by all accounts was a good idea in the beginning, has created nothing but a disaster. Nothing about it has been positive. Swiping that plastic is much easier than handing cash. Cash = something real, solid, real money in one’s hand. Credit = pure plastic, fake money, debut money. It is said that most families have an average debt of $8,000.

The number of people who live paycheck to paycheck is apalling. Using their credit card to pay for something they don’t have in their bank account baffles my mind. It’s no wonder that the United States government has turned out the way it has. $12 trillion DEBT. We owe so many countries money. One day, they’ll stop buying U.S. bonds and then what?

I don’t know what people can do really, what solutions there are. I know a start would be to cut up those credit cards, and to stop spending as though there seems to be a money tree in our homes. Minimize, minimize, minimize. Find other forms of entertainment – volunteer, spend more time in the kids, go out for a hike, a walk.  I’m hoping though, that this rush of affluenza and the love affair with credit cards in this country will stop. Maybe this is the wake-up call that everyone needs. If it’s not, I don’t know what kind of state the country has to be in before someone decides to change their spending habits and their lifestyle.